Road accident in Bologna — assistance for German and Swiss citizens

Compensation in the Italian insurance system for German-speaking drivers and tourists

Road accident compensation in Bologna for German and Swiss citizens


German and Swiss nationals involved in road accidents in Bologna are entitled to full compensation under Italian law.
The Italian system of damage quantification — based on the Milan Tables (Tabelle di Milano) for biological damage and moral suffering — produces results that may differ from the Schmerzensgeld or Genugtuung systems familiar to German and Swiss claimants.
The firm ensures that the medical-legal assessment is conducted according to Italian standards and that the compensation claim reflects the full extent of the injuries and consequential losses sustained.


Where the accident involves a vehicle with German or Swiss plates, the claim may be directed against the foreign insurer's Italian representative or through the Green Card system.
The firm navigates both domestic and cross-border insurance procedures.


How to proceed — preliminary consultation


The first recommended step is to schedule a thirty-minute preliminary consultation, available in English, to evaluate the accident circumstances and advise on the applicable claims procedure and expected compensation.


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FAQ
  • Does the law firm handle legal matters related to Bologna?
    • The firm provides specialised legal counsel on matters involving Bologna and the surrounding territory — irrespective of the client's place of residence.
    • From property disputes to local regulations, employment law to family matters: should a case be connected to Bologna or neighbouring municipalities such as San Lazzaro di Savena, Casalecchio di Reno, Calderara di Reno, the firm is available to assist.
    • Consultations are conducted remotely via video call or telephone, without the need to attend the office in person.
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  • Can legal assistance be obtained for a matter involving Bologna without residing there?
    • The firm handles legal matters connected to the territory of Bologna and surrounding municipalities, regardless of where the client is based.
    • Cases involving local real estate, commercial activities, contracts, inheritance and disputes tied to the following areas are fully covered: San Lazzaro di Savena, Casalecchio di Reno, Calderara di Reno, Castel Maggiore, Granarolo dell'Emilia, Castenaso, Zola Predosa, Pianoro, Ozzano dell'Emilia, Sasso Marconi.
    • The firm is available to provide qualified legal assistance tailored to each specific situation.
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  • Does the firm assist with online fraud, cryptocurrency scams, trading fraud or family law matters connected to Bologna?
    • The firm assists victims of online fraud, cryptocurrency scams and unauthorised trading platforms connected to the Bologna area, conducting a preliminary legal assessment to determine whether the conditions exist to pursue fund recovery, and providing support in filing complaints with the Postal Police.
    • The firm also handles family law matters — separation, divorce, child custody and contested inheritance — connected to the territory of Bologna and surrounding municipalities such as San Lazzaro di Savena, Casalecchio di Reno, Calderara di Reno.
    • Whether the client has been defrauded by a fraudulent broker, suffered losses through an abusive crypto platform, or requires legal support in a family dispute, a remote consultation can be arranged from any location.
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  • Does the firm provide legal assistance for over-indebtedness and debt crisis procedures connected to Bologna?
    • The firm offers specialised legal assistance for over-indebtedness procedures under Italian Law No. 3/2012 and the Business Crisis Code (D.Lgs. 14/2019), assisting both private individuals and sole traders connected to the Bologna area.
    • Available procedures include the debt restructuring plan, the consumer arrangement, and the controlled liquidation of assets — instruments designed to provide a lawful and structured resolution to situations of financial distress.
    • Clients residing in or holding assets within San Lazzaro di Savena, Casalecchio di Reno, Calderara di Reno, Castel Maggiore, Granarolo dell'Emilia, Castenaso, Zola Predosa, Pianoro, Ozzano dell'Emilia, Sasso Marconi and surrounding municipalities may access these procedures with the support of the firm.
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INTERNATIONAL CLIENTS REQUIRING ACCIDENT AND INSURANCE CLAIMS ASSISTANCE IN BOLOGNA


  • Road accident in Bologna involving a foreign tourist or driver
    • A foreign national involved in a road accident in Bologna or along the road network of Bologna faces the Italian insurance claims system, which differs substantially from the procedures in force in Germany, Switzerland, France, or the United Kingdom. The firm provides immediate assistance to the injured foreign party, managing the claim against the Italian insurer under the direct indemnification system (CARD) or, where applicable, the ordinary procedure. Medical documentation, police reports, and damage assessments are coordinated on the client's behalf, enabling the claim to proceed without the client's continued physical presence in Emilia Romagna.
    • Schedule a preliminary consultation
  • Compensation claim after a rental car accident near Bologna
    • Tourists from the United States, Canada, or Australia who sustain injuries in a rental vehicle accident near Bologna or in the broader Bologna area must navigate both the Italian insurance framework and the rental company's contractual provisions. The firm assists in securing appropriate medical-legal documentation, filing the claim with the competent insurer, and pursuing compensation for bodily injury, material damage, and consequential losses including travel disruption. Where the client has returned to their country of residence, the entire procedure is managed remotely.
    • Schedule a preliminary consultation
  • Accident with a foreign-plated vehicle in Bologna
    • When a resident of Bologna is injured by a vehicle bearing foreign plates, the claim must be directed to the Italian Bureau of the Green Card system (UCI) or to the designated representative of the foreign insurer in Italy. The procedure involves specific formalities distinct from ordinary domestic claims. The firm handles the identification of the competent insurer, the compilation of the claim dossier, and the negotiation of adequate compensation, ensuring that the foreign origin of the at-fault vehicle does not prejudice the injured party's right to full indemnification.
    • Schedule a preliminary consultation
  • Serious personal injury compensation in Bologna — catastrophic and permanent damage
    • Claims involving serious permanent injury resulting from road accidents in Bologna require rigorous medico-legal assessment to quantify biological damage, moral suffering, and loss of earning capacity according to the parameters established by Italian case law. The firm engages specialised medical consultants and applies the most current judicial valuation tables to ensure that the client receives compensation commensurate with the severity of the injuries sustained. Where the injured party is unable to travel, the firm arranges medical examinations at the client's location or via accredited telemedicine protocols.
    • Schedule a preliminary consultation
  • Hit-and-run accident in Bologna — claims against the Guarantee Fund
    • A foreign national who is the victim of a hit-and-run accident in Bologna, where the at-fault driver remains unidentified or uninsured, may claim compensation from the Italian Guarantee Fund (Fondo di Garanzia per le Vittime della Strada). The procedure entails specific evidentiary requirements and prescribed timelines. The firm guides the client through the claim process, ensuring that all police documentation and medical evidence is properly compiled and submitted within the applicable limitation periods.
    • Schedule a preliminary consultation

FREQUENTLY ASKED QUESTIONS FROM INTERNATIONAL CLIENTS IN BOLOGNA


  • I was injured in a road accident in Bologna as a tourist — what are my rights?
    • Foreign tourists injured in road accidents in Bologna are entitled to the same compensation as Italian residents under Italian insurance law. The claim is directed against the at-fault driver's insurer through the Italian direct indemnification system or the ordinary procedure. The firm can manage the entire claim process remotely after the client returns to their home country.
    • Schedule a preliminary consultation
  • How is personal injury compensation calculated in Italy?
    • Italian courts apply standardised damage valuation tables — primarily the Milan Tables — which assign monetary values to biological damage based on a percentage of permanent impairment and the claimant's age. Moral suffering and loss of earning capacity are assessed separately. The firm engages medical-legal specialists to ensure accurate impairment ratings.
    • Schedule a preliminary consultation
  • What is the time limit for filing an accident claim in Bologna?
    • The limitation period for road accident claims in Italy is two years from the date of the accident for vehicle damage and property claims, and ten years for claims arising from criminal offences such as serious personal injury. The firm recommends initiating the claim as soon as possible to preserve evidence and comply with procedural deadlines.
    • Schedule a preliminary consultation
  • Can I claim compensation if I was in a rental car accident near Bologna?
    • Yes. Regardless of whether the client was driving a rental vehicle, compensation for bodily injury and material damage is available under Italian insurance law. The rental company's liability coverage and any excess or deductible provisions in the rental contract must be carefully analysed. The firm advises on both the insurance claim and any contractual disputes with the rental provider.
    • Schedule a preliminary consultation
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Appointments Information

The law firm of Liliana L’Aurora is located at Via Roma 116, Terracina (LT)